Twitter WhatsApp Previous articleMike Pence undergoes surgery for a pacemakerNext articleAt least eight people killed, several others injured in active shooter situation at FedEx in Indianapolis Jon ZimneyJon Zimney is the News and Programming Director for News/Talk 95.3 Michiana’s News Channel and host of the Fries With That podcast. Follow him on Twitter @jzimney. Google+ Google+ Pinterest Lawmakers override Governor Holcomb’s veto of emergency powers bill IndianaLocalNews (“Indiana State Capitol Building” by Drew Tarvin, CC BY 2.0) Legislators have overridden Governor Holcomb’s veto of a bill allowing them to call themselves back into session in an emergency.The bill would allow the 16-member Legislative Council to bring legislators back to review a governor’s actions under a state of emergency. Last year, a statewide lockdown due to the accelerating coronavirus pandemic began less than two weeks after legislators adjourned for the year — the General Assembly didn’t return to the statehouse for eight months.House Speaker Todd Huston (R-Fishers) says the bill’s not a criticism of Holcomb. He says the bill is meant to ensure the calendar doesn’t deny legislators a voice in a future emergency, with a governor whose actions legislators don’t agree with. But LaGrange Senator Sue Glick charges the administration failed to communicate with legislators about months of pandemic actions.Holcomb contends the bill is unconstitutional. He says Indiana’s constitution makes clear that only the governor can call the legislature back to work outside of its regularly scheduled session. Holcomb’s veto message last week warned the bill will create uncertainty in the middle of a not-yet-finished pandemic. Huston and Senate President Pro Tem Rod Bray (R-Martinsville) say the governor still holds, in Huston’s words, “the vast, vast, vast, vast, vast majority” of Indiana’s emergency power and can still exercise it.Holcomb has hinted at a possible court challenge to the bill.The bill reversed the usual party lines at the statehouse, with House and Senate Democrats unanimously supporting the Republican governor. Senate Republicans passed the bill on a party-line vote, while four House Republicans joined Democrats in voting no. At least three of those four opposed the bill because they felt it should have gone further.Legislators have passed another bill prohibiting any emergency restrictions on worship services. Holcomb hasn’t said yet whether he’ll sign or veto that bill. By Jon Zimney – April 16, 2021 1 111 Twitter WhatsApp Facebook Facebook Pinterest
Thank you Mr President. I may I also thank Special Representative Fall and Ms Ghelani of OCHA for briefing the Council today and for all that your respective teams are doing in what is a complicated and difficult region as you’ve both set out.Today I will address issues that affect the region as a whole, the situation in the Anglophone Northwest and Southwest regions of Cameroon and the impact of Boko Haram in the Lake Chad Basin. I will not address DRC, Burundi or CAR as we have the opportunity to discuss these issues in other Council meetings.Mr Special Representative, the United Kingdom welcomes the holistic approach that you have taken both with this report and to promote peace and stability in Central Africa. An approach that covers the political, humanitarian and human rights situation and addresses root causes is crucial to conflict prevention and resolution. We also welcome UNOCA’s work to drive forward the Women, Peace and Security agenda, under UNSCR 1325.We encourage UNOCA to continue to focus on building the capacity of regional organisations to enable delivery of their early warning mechanisms, conflict prevention and peace-building initiatives.Mr President, I would like to focus now on a country of particular concern in the region and that’s Cameroon.I should start by saying the United Kingdom recognises the many positive contributions Cameroon is making to stability in the region, including their continued commitment to the fight against Boko Haram and the sanctuary that Cameroon offers to refugees from Nigeria and the Central African Republic. However, we are concerned by the reality of the rapidly deteriorating security and humanitarian situation in the Northwest and Southwest regions of Cameroon.In particular, we are concerned about high levels of displacement and take very seriously Reena Ghelani’s warning that this is now one of the fastest growing displacement crises in Africa and reports of human rights violations and abuses perpetrated by armed separatist groups and Government forces, including extra-judicial killings, other killings, abductions, restrictions of movement and access to health and education as described in the Secretary-General’s report. We must always be alert, colleagues, to the risk that the situation escalates, affecting the broader peace and stability of the Central African region, and we have already seen over 30,000 Cameroonians flee into Nigeria. If grievances are not addressed, tensions are likely to increase further.Mr President, these concerns are not new – I raised them in the Council’s discussions in March, as did others. Unfortunately, we have not seen the action needed to address the situation and since March, it has deteriorated further.We welcome President Biya’s recent pledge to address the situation but words alone will not improve things. We strongly urge the Government of Cameroon to take urgent action, including by:· actively addressing the situation through inclusive dialogue with the Anglophone leadership to address the underlying issues;· undertaking confidence-building measures in order to diffuse tensions and build conditions for dialogue. This includes the release of political detainees, and implementing the Government’s own commitments on decentralisation, and the recommendations of the Commission on Bilingualism;· allowing full humanitarian access and access to human rights monitors to all parts of the country – and I would also hope and expect that our own SRSG would have access wherever he wanted to go;· and ensuring accountability for all those responsible for human rights violations and abuses.And clearly Mr President we also call on the armed groups involved to cease their attacks on civilians, allow full humanitarian access, and access to human rights monitors, and to engage with the Government on these issues.The UK, for its part, is committed to supporting Cameroon and I am pleased to announce today that the United Kingdom is contributing $3.1 million to the UN’s response in the Anglophone regions – that’s equivalent to 20% of this year’s flash appeal for the Anglophone crisis – to address immediate humanitarian and medical needs. We strongly encourage other Member States to fund this as an important part of the conflict prevention effort. Preventing a crisis costs significantly less than resolving one.Mr President, we have raised our concerns quietly so far and directly with the Government and we are committed to working with the Government of Cameroon in every way we can to help resolve this situation. But I fear, unless action is taken and the situation improves, concern over the situation in Cameroon is likely to increase amongst Security Council Members and become a more prominent part of our discussions.Mr President in addition to Cameroon I would like to raise our ongoing concern about the humanitarian and security situation in the wider Lake Chad Basin, which continues to deteriorate. The United Kingdom has played its part in providing humanitarian support, as well as significant support particularly to assist the Nigerian security forces in the fight against Boko Haram and Islamic State West Africa (ISWA), but this matter needs the ongoing focus and support of the international community.The deteriorating security situation in northeast Nigeria is of particular concern, and one I note shared by the Secretary-General. ISWA has increased the frequency, range and sophistication of their attacks and has attacked forward operating military bases in North East Nigeria. The execution by ISWA of humanitarian workers such as Saifura Khorsa and Hauwa Liman, who were both abducted while providing antenatal care to communities in desperate need is a telling reminder of the brutality of ISWA’s activities.Let me conclude Mr President by reiterating that we have an opportunity together to prevent further conflict, and the inevitable suffering and insecurity, and I hope we can all act to do so.Thank you Mr President.
Geordie Bakers had been bought out of administration, by newly formed company Minhoco 21.The Newcastle-based craft baker had recently moved to a larger site, following a new contract gain.However, delays due to the relocation resulted in the contract being cancelled, and the bakery was left in financial difficulty.Administrators from Pitman Cohen Recoveries LLP were called into advise the business.Minhoco 21 was established in April this year by the founders of fellow Newcastle business The New Zealand Gourmet Pie Company.Read the full story in the next issue of British Baker, out 31 May.
Cake business Choccywoccydoodah has ceased trading and closed its stores in Brighton and Covent Garden.“Challenging trading conditions” have prompted the directors to instruct advisory firm Quantuma to place the business into Creditors’ Voluntary Liquidation.Founded in 2001, Choccywoccydoodah was a specialist chocolatier, famous for designing and creating bespoke cakes. The company was established in Brighton, where it operated a store on Meeting House Lane, as well as running an outlet in Covent Garden, London.In 2009, it secured a deal to supply Selfridges Food Halls across the country with a collection of cakes, including personalised wedding and celebration cakes. From 2011 to 2014 it featured in a self-titled documentary series that followed staff producing cakes for a list of celebrities. All operations have now ceased, and both its Brighton and Covent Garden stores have closed.“Due to financial difficulties as a result of a challenging trading environment, increased costs and declining margins, Quantuma has been instructed by the directors to assist in placing the company into liquidation,” said Sean Bucknall, partner at Quantuma.“Quantuma has been in contact with customers that have been affected and will endeavour to make this as smooth a process as possible for all stakeholders.”Brighton & Hove Independent reported that the closure had left a number of customers without wedding cakes and out of pocket, as they had placed orders with the business. It added that a group of 40 cake-makers in the Sussex area had come together to help those customers by offering them a wedding cake at a reduced price.
Source: Getty ImagesA heightened interest in health and wellbeing is fuelling demand for reduced sugar and calorie products, new research shows.The European Bakery Industry report, commissioned by Tate & Lyle, surveyed 400 senior bakery professionals across Germany, France, Spain and the UK.As many as 73% of respondents said foods with a lower sugar and calorie content were “the biggest driver of business growth”. It comes as Mr Kipling adds Viennese Whirls to its reduced sugar range, following the launch of 30% Less Sugar Angel, Chocolate and Lemon slices in 2019.The study found that more than two thirds (74%) of respondents were reducing the calorie content of products, 71% were cutting sugar levels and 54% were driving down fat levels. Meanwhile, more than half (54%) were focussed on free-from products, and 48% were looking to improve the product-consumption experience. The survey, which polled bakery executives in roles ranging from production and sales to research and development, HR and marketing, also revealed that 51% believed consumers were more likely to choose foods that offer additional nutritional benefits, such as added protein and added fibre.And 44% said a substantial proportion would be willing to pay more for healthy and nutritious foods, while 34% claimed shoppers were increasingly looking beyond the labels on products for details of nutritional contents.“More and more people are looking for ways to stay healthy and improve their wellbeing, a trend that has been building for a while and continues to grow,” said Olivier Kutz, category development manager, Tate & Lyle, Europe.“Paying more for products with enriched nutritional benefits has accelerated, as consumers gain interest in, and understanding of, exactly what is in the products they buy. A heightened awareness of healthier diets and the long-term health implications of the Covid-19 pandemic has also meant people spending more time at home and taking up baking as a hobby are wanting to use healthier products where possible.”Food and drink companies in the UK are working towards voluntary sugar reduction targets, as laid out by government agency Public Health England. Recent figures revealed progress in cakes and biscuits remained well below the 20% reduction outlined for 2020, versus a baseline of 2015.
Baltimore-based funkers Pigeons Playing Ping Pong have revealed dates for a major summer tour. Coming on the heels of their recently-released Pleasure album, the summer dates will take them throughout the country, hitting many major festivals along the way.The band’s summer dates begin later this month, when they host their very own Domefest from May 19th through the 21st. They’ll also appear at Summer Camp, Revival Fest, Disc Jam, Great Outdoors Jam, Merryland Music Festival, Camp Barefoot, The Big What?, Buffalove Music Festival, Deep Roots Mountain Revival and, last but not least, Catskill Chill. Is that a lot of festivals or what?!Of course the schedule features some standalone headlining performances, including sets at the NorVA, Terminal West, and more. You can catch the full schedule below, and head to the band’s website for more information.Pigeons Playing Ping Pong Tour Dates5/19-21 Bedford, PA Domefest 5/27 Chillicothe, IL – Summer Camp 5/29 Harmony Park, MN – Revival Fest 6/9-12 Stephentown, NY – Disc Jam 6/29 Asheville, NC – Asheville Music Hall 6/30 Atlanta, GA – Terminal West 7/1-2 Branford, FL – Great Outdoors Jam 7/3 Charleston, SC Charleston Pour House 7/10 Columbia, MD – Merryland Music Festival 7/21 Mebane, NC – The Big What? 7/22 Norfolk, VA – The NorVA 7/29 Burlington, VT – Nectar’s7/30 Utica, NY – Saranac Brewery (w/ Moe.) 7/31 Westfield, NY – Buffalove Music Festival 8/18-20 Elkins, WV – Camp Barefoot 8/26 Lancaster, NH – NH Hempfest 9/16 Masontown, WV – Deep Roots Mountain Revival9/22-24 Thornville, OH – Resonance Music Festival 9/23-25 Lakewood, PA – Catskill Chill
By Marcos Ommati/Diálogo June 10, 2020 The Colombian government announced on May 14 that four members of the National Liberation Army (ELN, in Spanish) including the left-wing terrorist armed group’s commander had been neutralized by units of the Colombian Military Forces, in coordination with the National Police and with the support of the Attorney General’s Office. “Alias Mocho Tierra was considered a high-value target and was involved in the planning and execution of terrorist acts against the civilian population and the Armed Forces,” said Colombian Defense Minister Carlos Holmes Trujillo, who also released a video of the operation in the Montecristo rural area of Bolívar department during a press conference.According to Trujillo, the bombing was a joint operation between the Air Force, Army troops, and the Police. Alias Mocho Tierra, whose real identity was not disclosed, was in charge of drug trafficking and illegal mining that generated monthly revenues of about $1 million. “Alias Mocho Tierra, was an ELN member for nearly three decades and participated in a 1999 kidnapping of airline passengers,” Trujillo said.Failed ceasefireIn March, the ELN announced a month-long ceasefire beginning April 1 as the country grappled with a rise in coronavirus cases. The government of President Iván Duque put preliminary talks on a peace deal on hold after the terrorist group killed 22 people and injured many more in a car bombing in January 2019 at the General Santander Police Academy in Colombia’s capital, Bogotá, AFP and several other news agencies reported.The group renewed attacks following the ceasefire, with the Army blaming it for a series of bombings against oil pipelines, according to Reuters. Colombian government official statistics indicate that the ELN has some allegedly 2,000 combatants, who during the years have been involved in kidnappings, forced recruitment of minors, and the use of landmines. The group operates in about 10 percent of the country, and is much smaller than the Revolutionary Armed Forces of Colombia, or FARC, which signed a landmark peace deal with the Colombian government in 2016.
Credit unions have been hearing dire warnings about impending rising interest rates from all manner of huffing and puffing pundits for the last few years. But what has happened? Nothing. Rates haven’t risen as expected. And the sky didn’t fall either. So should we dismiss these warnings as a bunch of people simply crying wolf? The NCUA doesn’t think so. In fact, the NCUA is so concerned about the potential affect of rising rates on credit unions that they released an Economic Update video on October 1, 2014 featuring their chief economist, John Worth. In the video, Mr. Worth re-emphasized the NCUA’s focus on the risks to CUs presented by the inevitable rising interest rates and the importance for CU’s to fully understand and prepare for it.In the NCUA’s video, Mr. Worth said that in the second quarter of 2014, credit unions in general performed well – partly as a result of the improving U.S. economy. But, he reminded us that this improving economic environment poses a downside in the form of possible changes in interest rates. His clear implication is that as the economy improves, credit unions should expect rising interest rates and prepare for it. Mr. Worth then highlights some recent economic developments that may act to boost interest rates, including signals from the Federal Reserve. For example, at the end of one of its recent Federal Open Market Committee meetings, the Fed confirmed that it would continue to wind down its quantitative easing program (e.g., continue tapering its purchases of Treasuries and Mortgage Backed securities) and that the program would end before 2015 if the economy remains on track. Sure enough, the Fed did, in fact, end its securities purchasing program in late October just after this NCUA video was released. Mr. Worth acknowledged that long term interest rates are affected by many factors and the end of its quantitative easing program does not alone mean that interest rates will jump. But, the Fed believes that if the economy continues to improve as the Fed expects, short term interest rates will probably rise. The Fed also believes that the unemployment rate will be at 5.5% by the end of 2015, which most economists define as “full employment” (although this headline measure does not typically consider underemployment and the participation rate, both of which have been unusually and chronically high following the economic crisis). Fed policy makers, according to Mr. Worth are telling us that if the economy proceeds as expected and when we reach or approach full employment, expect to see short term rates increase in 2015. But, the Fed has continually reminded us that all this is “data driven.” In other words, if the economy improves faster than expected, rates will likely rise faster and higher and vice versa. Regardless, Mr. Worth says that based on the improving economy and the Fed’s statements, it appears that short term rates will be rising.So what does all this mean for credit unions in the view of NCUA? Mr. Worth says it means rising interest costs in 2015 and into 2016 but uncertainty as to how fast those costs will rise. If the increase in short term rates is greater that that for loan rates, the yield curve would flatten and CUs would suffer a cut in net interest margins. Non-interest income has already recently moved lower and if that continues, Mr. Worth warns that the added decline in net interest margins could cause many CUs to realize declining net income or even losses. This prompts Mr. Worth to express the main point of the video in the following quote near the end of his talk:Here at NCUA, our chief concern is that credit unions are aware and prepare for this possibility. Credit unions should have a firm idea of how their income statements and balance sheets are affected by a rapid rise in short-term rates and they should have a plan for dealing with the potential consequences.The moral of this story? Persistent warnings of imminent rises in interest rates have been echoing in our ears for a few years now, but so far rates have not risen. But don’t let this desensitize you to the issue. Understanding and preparing your credit union’s loan and investment portfolios for rising interest rates is imperative because interest rates have no where to go but up. And when they do, you want to ensure your sheep don’t get shorn.Heber Fuger Wendin, established in 1934, is a fee-only, independent SEC-registered investment advisory firm (not a broker) to credit unions and other depository institutions. Mr. Barnes leads the Heber team in helping to manage $4.8 billion for nearly 100 community depository institution clients, including credit unions. Mr. Barnes can be reached at [email protected] or www.HeberInvestments.com or www.linkedin.com/in/davidgbarnes 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,David Barnes Mr. Barnes, a licensed attorney and registered investment advisor representative (Series 65), leads the Heber Fuger Wendin team in service to their institutional and individual clients. He became a Heber … Web: www.heberinvestments.com Details
On September 1st we began our discussion related to disclosure of the property appraisal fee on the Loan Estimate. Remember that after October 3rd the Integrated Disclosure Rule (“TRID”) provides that the appraisal fee is subject to a zero tolerance threshold.In the previous installment of this blog post we discussed the challenge presented to your credit union by moving the appraisal fee from the 10% tolerance category (where it is currently) to the zero tolerance category. In addition, we talked about some proactive steps your cooperative can take after October 3rd to protect against unexpected increases in the appraisal fee. Today, I’d like to review the concept of “changed circumstances” and how the occurrence of a valid changed circumstance may allow your institution to increase the appraisal fee before closing.Understanding Changed CircumstancesSo you were proactive (or at least you thought) in trying to pin down an accurate appraisal fee; however, it ended up still costing more than you disclosed on the Loan Estimate. Does your credit union just have to eat the additional expense? continue reading » 11SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Governor Andrew Cuomo announced the creation of ten regional councils to address the issue. It is currently Domestic Violence Awareness Month here in New York. “I talk a lot to other victim service providers in our region, but a lot of our conversations are not formalized. It’s kind of more shared concerns and issues we’re seeing,” Nicole Barren said Friday. “Our voices aren’t going up to lawmakers that can actually change policy.” The Southern Tier council is holding a virtual meeting to begin working on these issues together November 5. Barren said she would like to see two things change about how organizations like hers are funded: the criteria used to determine how much funding the provider receives and the ways in which the funds can be used. The executive director of Rise-NY, a local domestic violence service provider, told 12 News she has conversations with other groups like her own, but rarely is she able to make their voices truly heard. The councils, which are the same regions used as control rooms for the pandemic, will connect lawmakers with organizations on the frontline. The goal is to improve services and help survivors across the Southern Tier and beyond. (WBNG) — The state is tackling the problem of domestic violence with a new approach that will have impacts across New York.