MTV Live and nugs.net announced a brand new collaboration yesterday, with nugs.net providing live footage from jam-themed shows to air on the MTV Live network. Titled “nugs.net Live Stash,” the show was introduced with two upcoming episodes, featuring The Disco Biscuits at Camp Bisco and Widespread Panic at Red Rocks.Today we’ve learned the extent of the Live Stash schedule, as the program will follow those episodes with a number of jam scene favorites. Moe., The String Cheese Incident, Dead & Company, Umphrey’s McGee, Chris Robinson Brotherhood and Gov’t Mule will all be featured on the series, highlighted by sets at festivals and famed venues across the country.You can see the full schedule below, which indicates the airing date, band, and location for each show. Don’t miss out on your chance to see MTV play real live!nugs.net Live Stash ScheduleSunday 10/2 at 9p The Disco Biscuits at Camp Bisco 2016Sunday 10/9 at 9p Widespread Panic at Red Rocks 2016Sunday 10/16 at 9p moe. at moe.down 2013Sunday 10/23 at 9p The String Cheese Incident at Red Rocks 2016Sunday 10/30 at 9p Dead and Company at Fenway Park 2016Sunday 11/6 at 9p Umphrey’s McGee at LOCKN’ Festival 2016Sunday 11/13 at 9p Chris Robinson Brotherhood at LOCKN’ Festival 2016Sunday 11/20 at 9p Gov’t Mule at The Capitol Theatre 2015
Earlier this year, Saylent had the honor of hosting an educational webinar for over 130 community institutions. The topic of the discussion was “The New Definition of Service.” Afterwards, we received a staggering amount of emails from CEOs, Directors of Marketing, and Business Development professionals all wanting to know more about what this new definition of service entails and how they can put it into practice in their institution.It is clear that credit unions have reached a critical point in our industry where traditional ideas of service are falling dreadfully short. Credit unions are starving for novel ways to attract new loans, grow non-interest income, appeal to new members, and increase the profitability from the overall relationship.But what does that have to do with service? In order to understand why service has changed, it’s important to outline the challenges our industry has faced in recent years. None of these obstacles will come as a surprise, but they need to be brought to the foreground to frame our discussion.Market Disrupters of the Last DecadeThe first and most obvious disruption to our industry was (or still is, depending on your perspective) the “financial crisis.” I promise to spare you from the typical eye-rolling reaction we all have when someone broaches this subject. At this point, everyone is supremely aware of the impact this had on margin compression, regulatory pressures, risk assessments, foreclosures, and the hair-pulling drop in new lending. Let’s just leave it at that.The second source of Monday morning migraines has been the insurmountable task of data aggregation, a.k.a. Big Data. In the last decade we have seen exponential growth in the sheer volume of data available to your credit union through various channels, processors, ancillary databases, external sources, and the list goes on. The challenge isn’t in obtaining the data; it is getting this data into a form that is consistent, comprehensive, and, above all, usable. Credit unions have spent an untold amount of time, money, and resources on just this aspect of our business.Last, but certainly not least, our final party crasher has been the deployment of new channels. Remember that day when you sat down, took a deep breath, and congratulated yourself on successfully implementing your online banking platform? As if to mock your efforts, the skies opened up and along came mobile banking, bill pay, mobile deposit capture, personal financial management (PFM) tools, and person-to-person payments. And just when you thought it was safe to go back into the water, we have now officially entered the new era of wearable devices.Pop Quiz TimeThroughout all of these changes and challenges in our industry, what is the one critical component that hasn’t seen much innovation at all? The answer: Your products. Our industry’s entire product offering and approach to the member relationship has been virtually motionless. Worse yet, we have failed to recognize the severe impact this has had on our service.Simply put, credit unions are failing in their service strategies because they are treating “service” as a separate component from the actual products and promotions offered. In fact, the only real member-facing response to the market disrupters mentioned above has been the new channel implementations.Credit unions have been so focused on the channel experience that we have completely overlooked the need for product and program innovation. The result has been our industry’s tendency to take vibrant, 3-dimensional members from all walks of life and life stages, and force them into a very limited, 2-dimensional product set.We Differentiate Ourselves …Just Like Everyone ElseWhen you consider the credit unions and banks in your area, how much real deviation do you see in the various deposit products? We often ask credit unions, “How do you differentiate yourself in your market?” The answers are always the same:“We have been a part of our community for many years. Our staff is friendly and responsive to our members, and we just revamped our branch design.”Ok, that’s fair and commendable, but that’s more of a channel experience. What about the people that never go into a branch or that are unaware of your contribution to the community?“For them, we have a robust OLB solution with a seamless loan origination workflow. Our mobile app has a contemporary design with integrated bill pay and mobile deposit capture.”Again, this is certainly praiseworthy, but it is also the cost of doing business in today’s multichannel environment. In fact, there are only a few major providers for these solutions in our industry so there is a really good chance your online presence bares a strong resemblance to that of your competition.That said, let’s envision a different answer to the question of differentiation:“We believe in rewarding our members for their complete relationship and profitable behaviors. As such, our credit union takes the unique approach of expanding service through our product offering by incorporating member-level loyalty programs. In fact, our programs are customized in a way that provides the best level of service to our distinctive demographics. Regardless of age, income, or stage in life, they find greater personal value in doing many of the things they are accustomed to doing (e.g., higher debit card usage, bill pay, eStatements, high aggregate balances, loans, etc.).”This response would stop anyone dead in their tracks, but unfortunately, it rarely happens. Instead, our industry continues to peddle cookie-cutter products that promote commodity pricing and urge rate shopping. And let’s not forget the “sales culture” so many institutions have struggled to implement through costly CRM solutions. Could some of that struggle stem from asking the frontline staff to cross-sell mundane, look-a-like products that a member can get anywhere?The bottom line is that current product designs do very little to actually support our strategic goals. They fail to encourage and reward profitable behaviors. They do not foster a broadening of the member relationship and new loan growth. Worse still, there is nothing truly exciting to capture people’s attention and attract new members. This is the principal disconnect from service that has led to the growing apathy among credit union members, especially the Millennials.Still Not Convinced That Member Relationship Rewards are the Future?Correct! Because it’s already here!Let’s switch gears for a moment and consider a “day in the life” of your members. They wake, shower, get dressed, and pour their kids some cereal (Kellogg’s Family Rewards). On the way to work they roll into a drive-thru for a large coffee (Dunkin Donuts Perks Rewards or My Starbucks Rewards). Perhaps they need some copy paper and ink cartridges for the office (Staples Rewards). At lunch, they grab a sub (Subway Rewards Card) and stop by the pharmacy (CVS’s ExtraCare). On the way home, they stop and grab a pizza and movie for the family’s movie night (Papa John’s Papa Rewards and RedBox Play Pass).It is glaringly obvious that cultural expectations have changed in practically every aspect of the consumer experience. Rewarding patrons for their profitable behaviors and loyalty has become the norm for the entire marketplace …because it works! With all of this happening around us, why are credit unions so slow to apply this trend to their product suites and, more importantly, the whole relationship with a member?“Complaining about a problem without posing a solution is called whining.”-Teddy RooseveltAs mentioned in the beginning, Saylent’s unconventional interpretation of “service” has afforded us a lot of recent attention and momentum for our award-winning Account360 rewards platform. We have made it our mission to bridge the gap between our industry and the rest of the consumer culture. We knew that credit unions needed a platform that was easy to implement, entirely automated, and provided data-driven insights without impacting IT resources. In turn, credit unions would be free to explore novel and pioneering approaches to service and rewarding loyalty.If you are trying to find new momentum in a competitive market or fear attrition from members that are weary of the mundane, then it’s time to show your members that you can provide a level of service that’s current and uniquely tied back to them. It’s time to redefine service so you can redefine success. 86SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Damien Hayes Damien Hayes is the Senior Revenue Consultant at Saylent Technologies,Inc. with over 15 years of experience working with banks and credit unions. Today, Damien puts his energy into working … Web: www.saylent.com Details
Caribbean 360ST GEORGE’S, Grenada, Monday February 28, 2011 (By Peter Richards) – For the first time in years, none of the Caribbean leaders appearing at the Caribbean Community’s end-of-summit news conference uttered the words, “We had a very good meeting.”The two-day gathering here last weekend was intended to agree on mechanisms to govern the regional integration movement that the leaders have always touted as being one of the oldest in the world. But when they emerged from their closed door-huddle, there was little, or as some commentators have observed, no progress to announce. They did not even name the successor to Sir Edwin Carrington, the Trinidad and Tobago-born veteran regional public servant who retired at the start of the year after 18 years as secretary-general of the 15-member Caribbean Community (Caricom) grouping. His retirement had long been signaled. At the end of Caricom’s summit in Jamaica last July, Carrington – no doubt aware of the private comments about the need for a new head at the top, and in some instances, newspaper editorials urging him to call it a day – made it clear that he never came to the job with the intention of staying forever. There are at least six people vying for the post. Grenadian Prime Minister and Caricom Chair Tillman Thomas says the exercise to replace Carrington is “a work in progress” and the new top public servant would be selected through a transparent process. His Jamaican counterpart, Brice Golding, said they hope to have a new secretary-general in place by the time the leaders gather in St. Kitts in July for their annual summit. “One has to be careful you don’t preempt the outcome of those interviews, we just have to wait for that process to be completed. We would have expected to receive the report of the interview committee and to have deliberated on that by that time [July],” he added. But as they wing their way to their respective Caribbean countries, regional leaders have done little to alter the growing public perception that Caricom is failing in its mission. Acting Caricom Secretary-General Lolita Applewhaite admitted that the integration movement has “fallen short in a number of areas” and that it was important for the leaders to make a “determination of our priorities which would give a clear indication of the focus and direction that the integration movement must take”. Prime Minister Thomas concedes that many Caribbean people are somewhat fed up with the state of “implementation impotence” – particularly as it relates to the march towards the Caricom Single Market and Economy (CSME) that allows for the free movement of goods, services, skills and labour across the region. When they emerged from the two-day huddle, the new Barbados Prime Minister Fruendel Stuart, who replaced his late predecessor David Thompson as the regional leader with the responsibility for the CSME within Caricom, said that foreign ministers have now been asked to come up with a “realistic date” for the implementation of the single market component of the CSME. Stuart said the leaders had acknowledged that the original deadline of 2015 could not be achieved in the context of the challenges being experienced globally and also by individual member states. But he insisted that there has been “a reaffirmation of faith” by the region to the initiative. At the end of their summit in Jamaica last July, the regional leaders said that the Caricom sub-committee on governance would examine the proposals that have been put on the table with regards to a new governance structure. But Golding acknowledged that the long mooted idea of an executive-level commission that would have the power to take decisions within the Community has been rejected by the heads. When he addressed the opening ceremony of the inter- sessional summit here over the weekend, Golding said it is no “easy task to coordinate the engagement of 14 sovereign states and 14 sometimes contentious heads of government”. Various mechanisms have been proposed but “none has found unanimous acceptance”, he said. “We face the real danger that if the people of the Caribbean do not see in Caricom the fulfillment of their hopes and aspirations, the solution of some of their most persistent problems, they will look beyond Caricom for their salvation,” he cautioned. This is the message that the leaders will have ringing in their ears when they gather in Guyana, at the request of the outgoing head of state, Bharrat Jagdeo, for a two-day retreat where the sole agenda item will be the direction of the regional integration movement. (IPS) Share Share 127 Views no discussions Tweet Sharing is caring! NewsRegional Regional integration stalls over governance by: – February 28, 2011 Share
John O’Reilly – Erratic orders have placed UK casinos on life support August 4, 2020 Share Submit Share StumbleUpon BGC: Government must ‘act fast’ and extend furlough scheme August 11, 2020 Winning Post: Political flip-floppery leads to uncertainty for casinos August 3, 2020 Related Articles Scottish National Party (SNP) leader Nicola Sturgeon has called for a radical rethink on British society’s digital engagements and identity, which would impact the governance of UK gambling.Presenting SNP’s ‘Stronger for Scotland’ 2019 General Election manifesto, Sturgeon underlined that SNP would continue to push for the UK government to treat problem gambling as a public health matter.Despite supporting a ‘joined-up strategy’ on reducing problem gambling harms, Sturgeon has remarked that SNP seeks ‘greater devolution on gambling regulations’ attributed to the Scottish Parliament.Of the political parties campaigning in the UK election, the SNP provides the greatest detail on gambling modifications it seeks to pursue.Key pledges include a backing a new public health inquiry into gambling-related harms and changes to ‘charity lottery laws reducing bureaucracy and maximising returns to good causes’.Mirroring the Conservative government, the SNP supports tougher measures preventing minors from engaging with gambling verticals and tougher laws of gaming Loot Boxes.As a wider social pledge, the SNP states that it would support the foundation of a new ‘online regulator’ monitoring digital standards, ‘with the ability to take action such as imposing heavy fines and blocking access to sites’ protecting younger audiences.Enforcing a stronger UK digital code, the SNP states that it would instruct the UK government to provide free and up-to-date expert resources to help protect people and support learning about online harm and abusive behaviour.Central to its mandate, the SNP calls for a ‘levy on technology companies’ to fund its regulator and further resources attached to funding public awareness campaigns.To date, all manifestos published by UK parties, indicate that a review of the 2005 Gambling Act will be undertaken, regardless of the outcome of the UK General Election on 12 December, as further scrutiny of the UK gambling sector awaits industry incumbents.
“The precipitation and broad” which means Palm Beach County is only expected to be impacted by occasional showers, downpours, and gusty winds throughout Saturday, and spotty showers on Sunday, CBS12 reports. Tropical Storm Nestor is bearing down on the Florida Panhandle.The storm is packing heavy rain, high winds, and possible tornadoes.Tropical-storm and storm-surge warnings are posted along Florida’s west-central coast, and a tornado watch is in effect for much of central Florida until noon today.Nestor is about 80 miles west-southwest of Panama City and is expected to make landfall around midday.Daytona Beach has already broken its daily rainfall record today with over three inches.Tropical Storm Nestor is not expected to affect Palm Beach County as much, according to CBS12.
California Democrat Adam Schiff told reporters at the Capitol Wednesday that the first scheduled witnesses will be State Department officials Bill Taylor and George Kent.Schiff, who chairs the House Intelligence Committee, also said ousted U.S.-Ukraine Ambassador Marie Yovanovitch is scheduled as a witness for a second hearing.“It is clear that President Trump tried to use Ukraine to dig up dirt on a political opponent,” Schiff told reporters, adding, it is “presidential misconduct.”Ohio Republican Congressman Jim Jordan spoke with reporters shortly after Schiff argued that the facts are clear and insisted that there was no pressure on Ukraine and “no quid pro quo.”North Carolina Republican Mark Meadows also spoke with reporters about the inquiry saying it’s “actually getting easier to defend the President” as more transcripts of depositions are released.Meadows and Jordan repeatedly stressed that Trump did nothing wrong.Related content:House approves rules for Trump impeachment inquiry
A fourth person has been indicted in the 2017 murder of a local MMA fighter.Aaron Rajman, reportedly known as the only local Orthodox Jewish MMA fighter, was shot and killed during a home invasion in July of 2013.On Thursday, a grand jury indicted Cameron Burgess-Clark on charges of first-degree murder and armed home invasion.He was booked into the Palm Beach County Jail and is being held without bond following a hearing Wednesday morning.It is unclear at this time what role the 25-year-old Riviera Beach man is alleged to have played in the fatal shooting of Rajman.In August of 2017, three suspects, including a 16-year-old old girl, were indicted on charges of first-degree murder and armed home invasion in connection to Rajman’s death.The suspects, Summer Church, Jace Swinton, and Roberto Ortizstole, reportedly broke into Rajman’s Boca Raton home and stole multiple items, including swords, marijuana, a scale, narcotics, and money.Rajman was fatally shot while the robbery was in progress after engaging in a physical confrontation with several men who entered his home around 10:30 p.m, according to PBSO.In July of this year, Church, who was 16 at the time of the killing, and Swinton, who was 18, plead guilty to second-degree murder and were sentenced to 10 years in prison and another ten years of probation.A trial has not yet been set for the case against Ortiz, who was 18 at the time of Rajman’s death.
A Polk County man is now behind bars after he attempted to steal a Pepsi from a convenience store and became trapped inside the establishment by the clerk.The incident occurred last week at a convenience store in Mulberry, Florida.According to the sheriff’s office, the suspect 49-year-old Gabriel Tillman, walked into the store, grabbed a the drink and attempted to leave without purchasing it. A quick acting clerk, however, remotely locked the doors of the store and prevented Tillman from leaving.Instead of admitting defeat, surveillance video shows Tillman hip checking and bull rushing the door repeatedly in an attempt to get out before picking up a fire extinguisher and trying to use that to break down the door. Eventually the clerk released the doors and Tillman fled the scene.Authorities were able to locate Tillman two blocks away drinking the stolen Pepsi. He was then arrested and taken to the Polk County jail on theft charges.
Florida lawmakers are moving closer to enacting legislation that would require parental consent before a minor can get an abortion.On Thursday, the state Senate voted along party lines to advance the measure.If the measure becomes law, Florida would join 26 other states in requiring at least one parent give written permission authorizing a doctor to terminate the pregnancy of a minor.
Facebook27Tweet0Pin0 Submitted by Sen. Karen FraserTumwater’s Warren Backholm recently served as a page for Sen. Karen Fraser, D-Olympia, in the Washington State Senate.“Warren is very interested in the legislative process already. I hope this experience serves to further those interests and that he left here having had a positive and educational experience,” Fraser said.Backholm, 15, lives in Tumwater where he is home schooled. He has an interest in debate, politics, economics and has served as a campaign volunteer.