Indiana Department of Insurance provides tips for enrolling in marketplace coverage

first_img Previous articlePolice discover drugs, stolen property during search of Cass County homeNext articleBerrien County Sheriff’s Office warns residents to avoid scam calls Brooklyne Beatty WhatsApp Facebook Twitter Indiana Department of Insurance provides tips for enrolling in marketplace coverage Google+ Twitter WhatsApp By Brooklyne Beatty – November 18, 2020 0 210 center_img IndianaLocalNews TAGS2021coveragehealth insurancehealthcareindiana department of insurancemarketplaceopen enrollmenttips (Public Domain) The open enrollment period for 2021 health insurance coverage is happening now, and the Indiana Department of Insurance has a few tips to help guide you through the process.Those who currently have marketplace coverage, or will need it in 2021, should make time to shop for plans through Healthcare.gov.If you already have coverage through a marketplace plan, review your information to make sure it’s accurate. You can update your application with any income and/or household changes.The NAICs Health Insurance Shopping Tool is also available to help Hoosiers understand how different policies support specific health care needs.If you’re looking for a new plan, there are three categories of health insurance plans to choose from – Bronze, Silver and Gold. They’re broken up by how costs are shared between your and your insurer. Learn more by clicking here.If you need assistance, a certified Indiana navigator can help with the process to apply for health insurance free of charge. You can find a navigator in your area by clicking here.The open enrollment period ends on December 15, 2020. Pinterest Facebook Pinterest Google+last_img read more

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Douglas budget alternative emphasizes ‘sustainable’ approach

first_imgSecretary of Administration Neale Lunderville today outlined the Governor Douglas s alternative budget approach for FY 2010.  Lunderville called it a balanced, responsible and sustainable plan that addresses immediate fiscal pressures with long-term fiscal prudence.  The Douglas plan reduces state spending by $32.8 million and raises $13 million in new taxes instead of $26 million. It also adds back $9 million in economic development and higher education-related spending. The administration maintains that its plan advances reforms necessary to tackle the Legislature’s FY 2011 projected deficit of $67 million. The Douglas plan pays for an income tax cut by transferring the increase in the capital gains tax; and restores the sales tax holiday, which found favor with consumers but which was less popular with economists.The governor and his team were particularly concerned with a raise in several taxes and an increase in spending, which they believe makes for an unsustainable fiscal situation in subsequent years. Particularly annoying to Administration is a new tax on liquor that they fear could drive consumers over the border to New Hampshire, which the Granite State open welcomes, because several of its state liquor stores, including those adjacent to Vermont, are losing money. Meanwhile, making Vermont’s prices higher makes buying liquor in Vermont less appealing for Quebec, New York and Massachusetts consumers.The Legislature s budget, the administration says, contains deficits of $67 million for fiscal 2011 and $141 million for fiscal 2012 – when federal stimulus funds are no longer available. If left unaddressed, they said it will “undoubtedly lead to over $200 million in higher taxes, deeper cuts or a combination of both.”The Governor s budget has no structural deficit for fiscal 2011. For fiscal 2012, the projected deficit in the Governor s budget ($44 million) is nearly $100 million below the Legislature s plan and can be effectively managed by taking action on necessary, cost-saving reforms outlined in his budget.” This approach demonstrates that we can build a responsible budget that protects needy Vermonters, invests in job creation to grow our economy and provides the middle class income tax cut that I have been fighting for. And we can do all of this without raising broad based taxes and without pushing problems into coming years, said Governor Douglas in a written statement.  My proposal is sustainable because it addresses the $67 million deficit in the Legislature s budget; it establishes a balanced interim plan to deal with the unemployment insurance trust fund deficit, and it provides a roadmap for containing property tax increases.    A written response by the Chairs of the Senate and House Appropriations Committees, Senator Susan Bartlett and Representative Martha Heath, said in part:”After a cursory review of the proposal we have several significant concerns.  First, the proposal would result in a monumental property tax increase.  We are seriously concerned that their proposal to shift the teacher s retirement to the Education Fund would result in shifting the entire teacher s retirement liability, roughly $100 million, onto the property taxpayers.  We do not believe that Vermonters can afford a property tax increase of this proportion.”We believe in these difficult economic times, middle and lower income Vermonters need relief, which is why we proposed a tax cut for those making under $250,000.  While Governor Douglas claims to be cutting taxes for middle income Vermonters, he is in fact not reducing taxes for any household making under $75,000. What s more, by reducing income sensitivity from $90,000 to $75,000, Governor Douglas is burdening an average $1,100 property tax increase on 13,000 middle income families. In fact, the actual impact on individual Vermont families could be as high as $8,000.   It is disappointing that while Governor Douglas wants to cut taxes for the wealthiest Vermonters, he remains unwilling to join us in giving hard working, middle and lower income Vermonters the relief they need.”Governor Douglas has called the Legislature back into session June 2 to solve the budget impasse. He said he plans to veto the budget as is. He said that the first order of business on that day should be for the Legislature to sustain or override his veto.Bullet points described in the Administration’s proposal (see 2 attachments) include:This proposal is a balanced, responsible and sustainable budget approach that addresses immediate fiscal pressures with long-term fiscal prudence. It meets legislative leadership in the middle on new revenue and advances reformsnecessary to address deficits in years to come. In fact, this budget approach deals with the Legislature s FY 2011 projected deficit of $67 million.This proposal invests in job creation. It removes legislative tax increases counter to economic development such as the $5.5 million income tax hike on small businesses and farms. It makes reforms needed for the future such as instituting an R&D tax credit and addressing the challenge in the UI trust fund. It also invests in a workforce for the 21st century by restoring funding for workforce training and scholarships for 600 Vermonters.This proposal gives Vermont families a needed break as they face higher gas taxes, electric rates and other costs. It provides a middle-class tax cut by returning every cent from capital gains tax changes to Vermonters in the form of lower income tax rates. It also restores the Sales Tax Holiday, which proved so successful last year and gives a needed break to Vermont consumers.Taxing and SpendingThe Legislature s budget uses a combination of one-time ARRA funds and $26 million in tax increases – including $9.3 million in the income tax – to allow spending to grow to artificially high levels – 3.5% above fiscal 2009 – when state revenues are in fact below fiscal 2006 levels. While Vermont has the most generous human services programs in the nation, the Legislature s budget increases funding for human services by 5.5%.The Governor s plan uses one-time ARRA funds for their intended purpose; to avoid drastic spending reductions and costly tax increases at the state level. And while he does not believe new taxes are needed in light of federal stimulus money and the fact that Vermont is already the highest taxed state in the nation, the Governor is prepared to meet Democratic leadership on common ground with $13 million in non-broad-based splinter taxes.The Governor s plan addresses the rate disparity for unearned income (capital gains) while protecting farmers, loggers and Vermonters over 65 who rely on investments for retirement income. By making this change, the Governor s plan offers $13.3 million in income tax relief to low-to middle income Vermont families.Further, the Governor s budget holds fiscal 2010 spending to near fiscal 2009 levels, thus avoiding building unreasonable spending expectations in the coming years. Rather than using one-time money to build-up base spending, the Governor uses these funds to invest in job creation and economic growth the surest way to grow revenues and protect state services in future years. And contrary to the rhetoric of some, Vermont would still remain at the top in terms of the quantity and quality of social services it provides even with the Governor s modest proposed reductions in some areas.Reforms to Control Education Spending & Property TaxesThe Legislature s budget does not make essential reforms in the Education Fund that are necessary for a sustainable and affordable state budget. The Legislature s budget plan has no strategy for containing costs in this coming year and in the future that are required to hold down soaring property taxes.Governor Douglas has made Act 60/68 reform and property tax relief one of his key initiatives this year. The effect of skyrocketing education spending over the past decade has fueled property tax increases that place significant pressure on the General Fund, which is struggling under the the General Fund budget is either transferred to the Education Fund or spent for education purposes. That constitutes over 25% of all available general funds. It is a matter of equity and transparency that education costs be placed in the Education Fund. Failure to address the growth in education costs risks the State s ability to provide for other General Fund expenses, especially human services.Coupled with the transfer of teachers retirement from the General Fund to the Education Fund must be necessary cost-containment measures to prevent property tax increases. The two proposals cannot be taken alone. In fact, the Governor s plan reduces the statewide rate by 2 cents in the coming year instead of the 1 cent reduction in the Legislature s plan.Investing in Job CreationThe Legislature s budget uses only $4.1 million in the discretionary State Fiscal Stabilization Funds (SFSF) from ARRA for job creation investments. Their plan will leverage $52 million in FY 2010 with no job creation plan or investment in FY 2011. The remainder $4.4 million  of these one-time funds goes to on-going, business as usual, base spending. The Governor s SmartVermont proposal invests $11 million in SFSF money for fiscal 2010 in job creation initiatives. In fact, the Governor s plan draws down an additional $2.5 million in SFSF money above what the Legislature has proposed. Additional investments in fiscal 2011 could leverage another $83 million for a staggering economic development and job creation package of nearly $185 million over the next two years. Protecting Small Businesses and FarmsThe Legislature s budget raises $9.3 million in new income taxes that will cost small businesses thousands of dollars in new taxes. The Legislature s proposed changes to our income tax system will only add to the struggles of these employers as they also face higher gas taxes, increased electric rates, and other rising expenses.Rather than adding to challenges facing small businesses and farms, the Governor s budget does not increase their income tax burden. Instead, the Governor s plan includes initiatives to help employers weather this difficult economic time by reducing income tax rates. It includes the Sales Tax Holiday, which proved so beneficial to retailers and consumers last year, and a Research and Development tax credit to help emerging, cutting-edge businesses grow and expand here. Further, it eliminates the Estate Tax from the legislative proposal. Finally, the Governor proposes to address challenges in the Unemployment Insurance Trust Fund, because if this problem goes unaddressed businesses and the state will be on the hook for a $160 million deficit by the end of next year as well as the nearly 6 percent interest we ll have to pay on that deficit.Investing in the Next GenerationThe Legislature s budget reduces funding for workforce training – jeopardizing $7.2 million in federal stimulus money – and eliminates Next Generation scholarships for over 600 Vermont students.Governor Douglas recognizes that in an economic downturn, it is critical that we continue to make investments in our workforce and the next generation. The long-term economic well-being of Vermont depends on a highly skilled and educated workforce. That is why the Governor s budget restores $750,000 for the Vermont Training Program and $2.6 million for scholarships. AttachmentSize News GovBudgetAltplan_051909.pdf89.1 KB News GovBudgetAltPlan_Attachments_051909.pdf29.44 KBlast_img read more

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McDonogh: trip will suit Cloud

first_img McDonogh, in his first season as stable jockey to Little White Cloud’s trainer John Oxx, feels a mile and a half should be well within the son of Dalakhani’s compass. Having won a Dundalk maiden in November, the grey has finished third in the Derrinstown Derby Trial and second in the Gallinule Stakes, where he was behind subsequent Royal Ascot winner Leading Light. Press Association “Stepping up to a mile and a half should really suit him being from the same family as Millenary and all those good stayers,” McDonogh told At The Races. “He put up a good show against Leading Light, who went and won the Queen’s Vase. He’s tough and he handles fast ground, so hopefully they won’t get too much rain. I think he’ll run a good race. “He wasn’t far behind Battle Of Marengo (in the Derrinstown) and we think he’s improved a lot since then, the trip should be right up his street and he should run a good race.” Johnny Murtagh, now a trainer as well as still a leading jockey, won on two of O’Brien’s winners, Fame And Glory and Cape Blanco, as well as Oxx’s Alamshar, and he has a sneaking feeling Little White Cloud could outrun his odds, but thinks the favourite will be hard to beat. “I think it’s an open enough Derby, there’s a couple of horses there with not much between them,” said Murtagh. “The Godolphin horse (Libertarian) has a few lengths to make up on Aidan’s, obviously, but Aidan’s horses always seem to improve a little bit when they get back to the Curragh. “Little White Cloud is a horse I rode for John and I always thought he was an Irish Derby horse, a mile and a half, fast ground, the Curragh – that might suit him. Whether he’s good enough to win it, I don’t know, but he’ll run a good race.” center_img Jockey Declan McDonogh expects an “improved” Little White Cloud to benefit from the step up in trip in Saturday’s Dubai Duty Free Irish Derby at the Curragh.last_img read more

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Attack Nick Mariano details decision to transfer to Syracuse

first_img Published on August 19, 2015 at 7:59 pm Contact Paul: [email protected] | @pschweds Nick Mariano said his lifelong dream has been to play for Syracuse. And after spending his first two collegiate seasons at Massachusetts, he’ll finally be able to fulfill that.“Growing up watching the great players that played there … it’s a real privilege and honor to become part of that list and pedigree of players,” Mariano said. “I just can’t wait and hopefully I run with my opportunity.”Mariano, who totaled 51 goals and 30 assists and started every game over the past two seasons, found out on Monday that he’ll be eligible for the Orange in 2016 after transferring from UMass.The lefty attack joins a position group that is looking to replace starters Kevin Rice and Randy Staats who both graduated, but said their absence wasn’t a big factor in his decision.“It was just more of the tradition and the competitiveness that they play at every day and every game,” Mariano said. “That’s kind of what I wanted. I wanted to play on one of the highest levels I could possibly play in, especially in the ACC.”AdvertisementThis is placeholder textWhile reports of Mariano’s transfer came out nearly two months ago, he still needed to complete two online classes at UMass in order to enroll at SU for the fall and be eligible to play this upcoming spring. While the process was stressful for both him and his parents, Mariano said, he was confident he’d complete everything he needed, which he did.Mariano said he was also considering Ohio State, Loyola (Maryland) and Penn State, but ultimately chose Syracuse.“Sometimes you just got to do what’s good for yourself or what’s better for yourself,” Mariano said, “And I figured with the transfer I would be more successful if I went somewhere else. Start fresh at school and on the field.” Comments Facebook Twitter Google+last_img read more

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Miami Cosmetic Surgeon says Patients Suffer From “Snapchat Dysmorphia”

first_imgSo I tried a filter… A Miami plastic surgeon says he is seeing signs of what he calls ‘Snapchat Dysmorphia,’ in which people try to alter their appearance to match what they look like through Snapchat filters. ‘Snapchat dysmorphia’ is a term now used for people who are fixated on looking like their filtered pictures; and willing to pay for procedures to achieve the look by taking the augmented reality of social media into the doctor’s office. Miami plastic surgeon Dr. Nirmal Nathan calls it all a growing trend.Dr. Nathan says some patients have unreasonable expectations for what they should look like, including patients who wanted their nose to look like a dog’s snout. last_img

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Steelers and Browns End Zone Brawl Features Helmet Shot

first_imgA rare win by the Browns over the Steelers was marred by a late fight.A melee took place in the closing seconds started by Steeler QB Mason Rudolph and Browns defensive end Myles Garrett.The Steelers QB attempted to rip Garrett’s helmet off when the pair were on the ground wrestling late in the fourth quarter.Garrett eventually ripped Rudolph’s helmet off and swung it at him, hitting Rudolph in the head. Maurkice Pouncey punched and kicked Garrett shortly after and the two were ejected, along with Browns defensive tackle Larry Ogunjobi.Garrett will likely be suspended.Rudolph says he is “good” and was not injured by the helmet-to-the-head hit.Cleveland beat visiting Pittsburgh 21-7 on Thursday Night Football to improve to 4-and-6 the Steelers fall to 5-5.last_img

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Man pays electric bills for families about to lose power

first_imgA Florida man does a good deed after he decided to pay for the power bills of 36 families with past due accounts.Mike Esmond tells the Pensacola News Journal  that he once spent a Christmas without electricity. Esmond recalls spending the Christmas of 1983 with his 3 daughters without heat and power because he could not pay his bill. He says it was one of the coldest days on record in Pensacola at only 9 degrees and remembers there were icicles hanging off the window.Esmond who is now 73 runs a successful small business and this Christmas he wanted to make sure no one spends Christmas like he did in 1983. He went to the city of Gulf Breeze this month and requested a list of all utility accounts that were past due and at risk of having their gas and water turned off.Then he paid off all 36 of them which ended up totaling about $4,600.One woman posted her gratitude on Facebook. Angela Cascio, a mother of four who was struggling to choose between paying bills or buying presents for her kids, posted “angels absolutely walk among us.last_img read more

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Four arrested in $1 billion-plus cocaine seizure in Uruguay

first_imgFour people have been arrested for in alleged connection to the more than $1 billion worth of cocaine seized in Uruguay.Drug traffickers have used Uruguay as a transit point to move cocaine from Latin America to Africa and Europe as worldwide demand for the drug has increased.According to reports, the bust was the largest in the history for Uruguay.Authorities seized 5.9 tons of cocaine, 4.4 tons of which was packed in cargo containers in the South Atlantic port of Montevideo.last_img

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Prosecution: No Death Penalty for Killer Clown Suspect

first_imgProsecutors won’t seek the death penalty for a Wellington woman accused of dressing up as a clown and shooting her future husband’s wife in the face.Assistant State Attorney Reid Scott filed a notice Wednesday in Palm Beach County court that the state is NOT seeking the death penalty for Sheila Keen-Warren, who is charged with first-degree murder in the May 26, 1990, fatal shooting of Marlene Warren.Palm Beach County Sheriff’s Office Detective Paige McCann said during a September 2017 news conference that Sheila Keen, as she was known at the time, was dressed like a clown when she fatally shot Marlene Warren at her Wellington home.“Marlene answered the front door and the clown had two balloons, as well as a bouquet of flowers, and went to hand Marlene those items,” McCann told reporters.Marlene Warren, who had been eating breakfast with her then-22-year-old son and several of his friends, was surprised and commented, “How nice.”“It was at that time that the clown pulled out a gun and shot Marlene in the face,” McCann said.The clown then calmly walked back to the white Chrysler LeBaron in which she had arrived and drove away.Marlene Warren died at a hospital two days later.Keen-Warren had long been considered a suspect in the shooting, but it took investigators 27 years to make an arrest. She eventually married Michael Warren in 2002 and moved to Tennessee, where the couple operated a restaurant. She was arrested in Virginia in 2017.The trial is scheduled to begin in May.last_img read more

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