Previous: What Makes Diversity in Mortgage Businesses Critical Next: Ocwen, Wells Fargo Suit Not Over Yet The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Donna Joseph is a Dallas-based writer who covers technology, HR best practices, and a mix of lifestyle topics. She is a seasoned PR professional with an extensive background in content creation and corporate communications. Joseph holds a B.A. in Sociology and M.A. in Mass Communication, both from the University of Bangalore, India. She is currently working on two books, both dealing with women-centric issues prevalent in oppressive as well as progressive societies. She can be reached at [email protected] Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago Fair Housing Update: Facebook and Citibank Address Discrimination Accusations About Author: Donna Joseph March 19, 2019 2,259 Views Sign up for DS News Daily Earlier in 2017, Facebook vowed to increase enforcement to prevent discriminatory advertising on the social media site. However, a study by ProPublica suggested that their enforcement efforts were not living up to those promises. ProPublica stated that Facebook ads exclude a wide variety of groups, including “African Americans, mothers of high school kids, people interested in wheelchair ramps, Jews, expats from Argentina, and Spanish speakers.”Citibank Fined for ViolationCitibank has been fined $25 million by the Office of the Comptroller of the Currency (OCC) for violating the Fair Housing Act. The OCC on Tuesday assessed the civil money penalty against Citibank on account of “certain control weaknesses related to its Relationship Loan Pricing (RLP) program designed to provide eligible mortgage loan customers either a credit to closing costs or an interest rate reduction.” The civil money penalty will be paid to the U.S. Treasury. The release by OCC also stated that as a result of these control weaknesses, some bank borrowers did not receive the RLP benefit for which they were eligible and were adversely affected on the basis of their race, color, national origin, or sex. Citibank has formulated a plan to reimburse all customers who did not receive the appropriate RLP benefit. Furthermore, to prevent future violations, the bank is taking corrective measures, according to OCC. Citibank will provide reimbursement to approximately 24,000 customers in the amount of approximately $24 million as a result of the bank’s failures and control weaknesses. Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / Fair Housing Update: Facebook and Citibank Address Discrimination Accusations Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Citibank facebook in Daily Dose, Featured, Government, News The Fair Housing Act prohibits discrimination in housing transactions including print and online advertisement on the basis of race, color, national origin, religion, sex, disability, or familial status. As we prepare to celebrate Diversity Month this April—to encourage opportunities to include and appreciate different perspectives, cultures, and lifestyles—a pair of headlines today stand in contrast to remind us that many challenges still exist in this area. Facebook Announces Changes to Housing AdsAs reported by NPR, Facebook, after facing years of lawsuits on account of alleged discrimination by allowing advertisers to display their ads to a select few, has announced that changes in its ad platform will be implemented by the end of the year. DS News previously reported on the U.S. Department of Housing and Urban Development (HUD) announcement that they were filing a formal complaint against Facebook for violating the Fair Housing Act by allowing landlords and homesellers to use its advertising platform to engage in housing discrimination. HUD had claimed that Facebook enabled advertisers to control which users receive housing-related ads based upon the recipient’s race, color, religion, sex, familial status, national origin, disability, and/or zip code. It further alleged that Facebook then invites advertisers to express unlawful preferences by offering discriminatory options, allowing them to effectively limit housing options for these protected classes under the guise of “targeted advertising.” According to NPR article, Facebook officials said “we can do better” and announced other ad changes would include:Anyone who wants to run housing, employment or credit ads will no longer be allowed to target by age, gender, or zip codeAdvertisers offering housing, employment, and credit opportunities will have a much smaller set of targeting categories to use in their campaigns overallWe’re building a tool so you can search for and view all current housing ads in the US targeted to different places across the country, regardless of whether the ads are shown to you Citibank facebook 2019-03-19 Donna Joseph Share Save Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Subscribe
So, happy birthday, Dad. Now that you and the rest of those miserable Jets fans out there survived the Josh McCown era, let’s see how the Adam Gase era goes.And with that, the case of Joe Namath vs. Johnny Unitas and their 10,000 yard, 250 touchdown game has been closed.Next up, the “Alligator.” But knowing my father — who once went on a day-long journey to buy a nonexistent cell phone he swore was called the “Alligator,” “Crocodile,” or some sort of reptile — I figured this game probably didn’t even exist. And even if it did, it would probably be nothing more than an exaggeration — a peek at the past through rose- (and green-) colored lenses.As a Jets fan, he hasn’t had much to look forward to over the past 40 years or so (and probably not for the next 40, if we’re being honest). Well, aside from Rex Ryan and Mark Sanchez leading the team to two miraculous AFC Championship Game berths in 2009 and 2010, just before the same old Jets jetted away into extreme Jetsness once again.So, seeing his face light up when talking about the legendary “Broadway” Joe throwing for like, 1,000 yards and 80 touchdowns in an epic duel vs. “The Golden Arm” made searching for the game too good to pass up. And, after all, I am kind of a decent son at times.I did a bit of digging about the matchup, and guess what? The game actually happened, and it actually was a pretty damn good one at that. How about that — it wasn’t just some old guy mis-remembering it over a Budweiser while reliving Namath’s glory days in his head during birthday dinner in a New York bar.Sure, Namath’s career numbers don’t really hold up to today’s pass-happy NFL. He has more interceptions in his career (220) than he does touchdowns (173). He ranks 60th on the NFL’s career passing leaders list. But for one game in 1972, he had everything working, and the game itself was unlike anything you’d see in the ’70s.Furthermore, NFL defenses in the ’70s allowed only 156.4 yards per game through the air on average. In 1972 specifically, defenses only gave up 152.1 passing yards per game.But in this game, the Jets and the Colts battled to the tune of a 44-34 Jets victory in a gunslinger’s high-noon showdown. A fourth-quarter, Namath-to-Rich Caster touchdown opened up the lead for good and gave New York the W. Namath threw for 496 yards and six touchdowns while Colts quarterback Johnny Unitas threw for 376 and two scores.What?As a matter of fact, Namath’s performance was one of only five 400-plus yard passing games in the 1970s, and the only one with more than 450 yards in the decade. It’s one of eight games in NFL history that saw a quarterback throw for 450-plus yards and six scores in a game.Today’s NFL is significantly different, in both offense and defense. Consider this: Of the 66 times quarterbacks have thrown for 450 yards or more in a game, 42 times have come since the 2000 season. Thirteen of the NFL’s 20 500-yard passing games have come since 2000. The NFL might as well outlaw defenses now, with the way things are shifting.Some context for comparison:Namath went 15 for 28, completing touchdown passes of 65, 67, 28, 10, 79 and 80 yards. He’s the only player in NFL history to complete just 15 passes for 450 yards or more, and one of only two quarterbacks to complete 15 passes for 400 yards or more. The other is Sonny Jurgensen, who did it a decade earlier for the Philadelphia Eagles, before the AFL and NFL officially merged.Namath was injury-riddled between 1970-73, playing in just 28 of a possible 58 games. In 1972, Namath led the AFC with 2,816 yards. In 2016, Jets legend Ryan Fitzpatrick threw for 2,710 in 14 games (11 starts). Namath threw 19 touchdowns that year, also leading the AFC. In 2016, 21 quarterbacks threw for 19 or more.MORE: The Jets’ worst first-round picksAs for Johnny Unitas, his game vs. New York would be his last hurrah as Baltimore’s quarterback. It was the last time in his career he would throw for more than 300 yards, and it was the first time he had passed for at least 300 yards since a 1969 game vs. the 49ers. In 208 games, Unitas threw for 300 or more yards 26 times. With Baltimore faltering in 1972, the 39-year-old Unitas would be benched midway through the season and played in just six more games through the end of the season, thus ending his historic career with a fizzle.Unitas was “bested” by Namath in terms of yardage in their only matchup prior to 1972. In 1970, Namath threw the ball 62 times for 397 yards and a touchdown vs. the Colts. Oh, and he threw six picks in that game, too. Unitas and the Colts came away with a 29-22 victory over the Jets, a game where Johnny U threw for 207 yards, a touchdown and an interception.The two also met in Super Bowl III in 1969, and, well, we know how that one turned out.It’s pretty bonkers to see a game like this, a complete aberration, take place in the ’70s. Sometimes the best games are the ones you aren’t even sure actually exist. You probably won’t find it on many “best of” DVDs. Today’s my dad’s birthday, and much like most Jets fans, sometimes he can be a bit stuck in the past.A few years ago as a gift, he asked for a tape from a 1970s Jets-Colts game. He claimed it was a game where Joe Namath and Johnny Unitas threw for a combined 2,000 yards and 120 touchdowns in a Jets victory. OK, maybe that’s a bit hyperbolic.